Every companion animal deserves essential care

Stichting Ziektekostenfonds voor Huisdieren is building support for a fair, solidarity-based basic health insurance system for pets—so necessary veterinary care is never out of reach because of cost.

Our story

Based in Woudenberg, Netherlands, Stichting Ziektekostenfonds voor Huisdieren was founded around a simple conviction: financial hardship should never decide whether a companion animal receives needed medical treatment. We work to end preventable animal suffering and euthanasia caused by unaffordable veterinary bills.

Our proposed model is inspired by the basic health insurance system for people. By sharing costs fairly across society, essential veterinary care can become a realistic standard of responsible pet ownership.

The change we are working toward

Our long-term goal is national and international legislation requiring basic health insurance for companion animals. We envision a world where medical care is recognized as a legal right of the animal and a standard requirement of responsible animal guardianship.

To move this vision forward, we combine policy advocacy, public awareness, and scientific research into the social costs of animal neglect. Together, these efforts can help create lasting protection for animals and the people who care for them.

Our work

Four connected paths toward accessible veterinary care.

Policy and advocacy

We advocate for a legally required basic health insurance system for companion animals.

Goal: Put essential veterinary care on the public-policy agenda.

Focus: National and international legal frameworks.

Public awareness

We help the public understand the impact of unaffordable veterinary care.

Goal: Build support for shared responsibility for animal health.

Focus: Clear, compassionate education and outreach.

Research and data

We examine the societal costs and consequences of animal neglect.

Goal: Strengthen the case for durable policy solutions.

Focus: Evidence on preventable suffering and financial barriers.

Community support

We invite citizens, professionals, and partners to help advance this mission.

Goal: Create a broad movement for companion-animal welfare.

Focus: Participation, partnership, and sustained action.

Our priorities

A practical agenda for a more humane future.

Essential care for every pet

Necessary medical treatment should not depend on an owner’s financial situation.

Priority: Prevent avoidable pain, illness, and euthanasia.

Approach: Make basic veterinary coverage accessible through solidarity.

Responsible pet guardianship

Health coverage should become a recognized part of caring responsibly for an animal.

Priority: Protect animals before a medical crisis becomes unaffordable.

Approach: Promote a clear, shared standard of care.

Stronger public policy

Lasting animal welfare requires policy that matches the real costs of veterinary medicine.

Priority: Pursue legislation at national and international levels.

Approach: Engage decision-makers with evidence and lived realities.

A society that shares care

Companion animals depend on us; their health should be a collective concern.

Priority: Build a fair system that supports animals and their guardians.

Approach: Connect advocacy, awareness, and research.

Care should never be priced out of reach

When veterinary bills force impossible choices, animals suffer and families carry the burden alone. A solidarity-based basic insurance model can help ensure that essential treatment is available when it is needed most.

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Connect with our foundation

Stichting Ziektekostenfonds voor Huisdieren
Woudenberg, Netherlands
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[[Postal code]]

Office hours

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Please contact us to arrange an appointment.

Contact details

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